Do i love you?

Do I love you because you're beautiful, or are you beautiful because I love you?
Am I making believe I see in you, a woman too perfect to be really true?
Do I want you because you're wonderful, or are you wonderful because I want you?
Are you the sweet invention of a lover's dream, or are you really as beautiful as you seem?....

Sharemarket - How to maximize your returns

Many of us invest money in share market, coz its very easy for any software engineer who seats in front of computer for 10 or more hours and have good net access. The stock market specially Indian market is bit fluctuating these days, many say its roaring, It has crossed 18500 mark, all of us have seen the crash of market on 21 and 22 January 2008 and many investors lost great deal of money. We should learn from these kinda experiences.
It is common for everyone to scream from the roof tops that they lost money in a market crash. It is always not true. There are a minority who are just waiting with cash for the market to fall.

For maximising your returns you can follow the guidelines metioned below:

• Research a stock before entering -- We should not buy the stocks which don't have any track record.
• Keep a buy price -- buy only when the shares you have identified are available at the price you wish to purchase them.
• Sell on reaching the target -- selling is key to making money if you do not sell you gain nothing
• Do not sell on a weak day -- when all the stocks are falling never ever sell
• Buy in weakness -- these are days when the Sensex loses 5 per cent on either side so buy when market is losing
• Sell in strength -- When the market goes up by 10 per cent or so it is time to sell
• Keep at least 25 per cent of your portfolio in cash
• Research and apply in initial public offerings, IPOs
• Do not listen to what they say on TV channels -- they are paid for it
• You will lose more money in day-trading and gain more if you can have a one-month holding capacity
  

If you do not have time, patience and energy to research then it is not advisable to enter the market directly. The chances are that you will lose more money than you make! The best option then could be investing in ULIP policy's from LIC and mutual funds which in any way give higher returns than the normal bank interest rates plus insurance cover!!